Home Insurance in Phoenix, AZ
A sufficient home insurance policy can provide financial protection for your home and your personal property should an untoward incident occur. At Facil Insurance, we’re dedicated to helping homeowners in Phoenix, AZ secure their properties by finding the most suitable home insurance policies for their needs.
What Does Home Insurance Typically Cover?
While policy specifics may vary per insurer, home insurance typically covers the following:
- Dwelling coverage may cover damage to your home caused by fire, theft, vandalism and specific natural disasters.
- Other structures coverage may cover damage to detached structures such as gazebos, garages and sheds.
- Personal property coverage may help pay for the repair or replacement of your appliances, clothing and furniture, up to policy limits.
- Liability coverage may cover the necessary expenses if you’re found liable for causing bodily harm or property damage to others.
- Additional expenses coverage may reimburse you for your food, shelter and other necessities if a covered risk forces you to move out of your home.
How Much Does It Cost?
The cost of home insurance in Arizona may depend on your insurer and coverage limits. Note that the following factors may influence how your premiums are calculated:
- Your location
- The age and value of your home
- Your claims history
- Your deductible
Where to Buy Homeowners Insurance
Contact Facil Insurance today to get started or request a personalized quote.